Fun in the Sun? Texas Style!
Central Texas is a diverse environment with lots of interesting things to do and see. The warm climate allows for a host of outdoor activities: golf, disc golf, fishing, baseball, softball, basketball, polo, water sports, picnicking, hiking, jogging, biking, and just about anything else you can do under the sun. This area also boasts several professional sports teams including the Round Rock Express and The Ice Bats. For those who enjoy the cultural side of a city, check out the Zachary Scott Theatre, Austin Children's Museum, Bass Concert Hall, Bob Bullock Museum (IMAX Theater), Erwin Center, and many historical landmarks. There is so much to do that it is impossible to put it all into words. Come and visit!
Closing or Settlement >Estimated Closing Costs
There is a federal law that requires mortgage lenders to give prospective buyers an itemized, "good-faith" estimate of their closing costs. Sometimes buyers arrive at the closing with this document in hand and proceed to question each item on the final closing statement that does not match the estimate exactly.
These "good-faith" estimates are just that--estimates. The lender's charges will be fairly accurate, but the charges for attorneys, termite inspections, title insurance, and other items that appear on the closing sheet may vary from the estimate. Some pro-rated items, such as taxes or homeowner's association fees, will also be different if you don't close on the date that was used to calculate the estimate. The purpose of the disclosure law is to give you a ball park figure of your closing costs. But the estimate you are given won't be to the penny--probably not even to the dollar!
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What are considered the ideal conditions for a buyer's market?
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| A |
In a buyer's market, there are more houses for sale than buyers, homes take longer to sell, and sellers may have to cut prices. |
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